Mike has both a Bachelor degree in Finance and Risk Management from Sacramento State University. The combination of his academic knowledge and practical business sense from previously being an insurance risk advisor empowers him to present valuable cost-benefit scenarios and lead his clients to sound long-term decisions. His recommendations combined with the array of lending programs he offers will prepare you for great success for all of your Real Estate financing desires.
Additionally, Mike is a professional who prides himself on being approachable, amiable, and above all focused on being a lifelong Banking partner. Whether you are a First time home buyer, Real Estate investor or planning for retirement Mike is eager to discuss your plan and help you with the execution.
He and his wife, Erica, have lived in beautiful San Luis Obispo since 2009, and are a large part of helping their community. They enjoy assisting local Non-profits groups in the area of the Arts and Community Development. When Mike is not discussing the intricacies of Real Estate finance with clients and other esteemed professionals you can find him either camping with his Family up-in-the mountains of California, enjoying great food & wine, attempting to shoot par on a golf course throughout the Central Coast, or walking his 2 Labradoodles in the hills where he lives.
NMLS# 1246224
Mike Poyntz has hosted 50 Episodes.
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Episode 14: Wealth Transfer
December 26th, 2019 | Season 1 | 1 hr 2 mins
finance, finances, money, mortgage, personal, retire, retirement, reverse, smart, smartretirement
In this episode, Mike & Matt discuss different strategies and ideas of how to properly pass on your assets to your beneficiaries and avoid things like unnecessary taxes and probate.
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Episode 13: Thank You & Happy Holidays
December 18th, 2019 | Season 1 | 4 mins
finance, finances, money, mortgage, personal, retire, retirement, reverse, smart, smartretirement
In this short episode, Mike & Matt wanted to take a few minutes to thank our listeners and wish you all a very happy holidays as well as, a very healthy new year. Thank you all for a great 2019.
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Episode 12: Income, Growth, and NO Market Risk
December 10th, 2019 | Season 1 | 53 mins 52 secs
finance, finances, money, mortgage, personal, retire, retirement, reverse, smart, smartretirement
In this episode Mike & Matt brought in an industry expert, Marc Rogers, to discuss alternatives to the stock market and how to still receive decent growth in your retirement accounts without market risk. Also discussed is how to create an income stream you will not outlive. Happy Holidays!
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Episode 11: Protecting Yourself from the Unknown
November 26th, 2019 | Season 1 | 45 mins 13 secs
finance, finances, money, mortgage, personal, retire, retirement, reverse, smart, smartretirement
In this episode, Mike & Matt talk with one of the nations leading experts in identity theft protection, Dana Mantilia, and learn some of the ways you can protect yourself from this serious issue.
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Episode 10: The Short & Long Term Benefits of a Reverse Mortgage
November 12th, 2019 | Season 1 | 1 hr 8 mins
finance, finances, money, mortgage, personal, retire, retirement, reverse, smart, smartretirement
On this episode Mike interviews Brad Byrnes of Finance of America to get a deeper look at the reverse mortgage market and how it can truly benefit you in retirement.
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Episode 9: The Scary Costs of Healthcare
October 29th, 2019 | Season 1 | 56 mins 25 secs
finance, finances, healthcare, longtermcare, money, mortgage, personal, retire, retirement, reverse, smart, smartretirement
In this episode Mike & Matt get into what could be the scariest part of retirement, healthcare. Learn about the costs of the unknown and how to prepare for an unexpected. Happy Halloween!
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Episode 8: The Top 10 Mistakes Retirees Make - Part 2
October 15th, 2019 | Season 1 | 39 mins 9 secs
finance, finances, money, mortgage, personal, retire, retirement, reverse, smart, smartretirement
In this weeks episode, Mike & Matt dive into the last 5 of the Top 10 mistakes retirees make in retirement. Remember this is a two part show and to please tune into part 1 if you haven't listened to it yet!
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Episode 7: The Top 10 Mistakes Retirees Make - Part 1
October 1st, 2019 | Season 1 | 48 mins 4 secs
finance, finances, money, mortgage, personal, retire, retirement, reverse, smart, smartretirement
In this weeks episode, Mike & Matt dive into the first 5 of the Top 10 mistakes retirees make in retirement. Remember this is a two part show and to please tune into part 2 when it's released.
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Episode 6: Annuity Overview
September 17th, 2019 | Season 1 | 47 mins 21 secs
finance, finances, money, mortgage, personal, retire, retirement, reverse, smart, smartretirement
In this Episode, Matt dives into the different types of annuities available today and gives his opinion on what may be right for retirees. (If you would like to get right into content please skip to after the first commercial break.)
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Episode 5: Reverse Mortgage
September 3rd, 2019 | Season 1 | 43 mins 51 secs
finance, finances, money, mortgage, personal, retire, retirement, reverse, smart, smartretirement
An episode that discusses the advantages of a Reverse Mortgage in retirement.
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Episode 4: RMD's & Roth Conversions
August 19th, 2019 | Season 1 | 38 mins 27 secs
finance, finances, money, mortgage, personal, retire, retirement, reverse, smart, smartretirement
This episode talks about Required Minimum Distributions with ideas of how to reduce your RMD and create a tax free retirement through a Roth Conversion of your qualified accounts.
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Episode 3: Bio Show
August 16th, 2019 | Season 1 | 22 mins 7 secs
finance, finances, money, mortgage, personal, retire, retirement, reverse, smart, smartretirement
An episode for Mike and Matt to tell listeners more about themselves.